Framed artwork on the warm neutral walls of the Rainey & Rainey office

Elisa Dillard Rainey

Co-founder · Estate planning, special needs planning and elder law · Waco, Texas

Portrait of Elisa Dillard Rainey

Co-founder, Rainey & Rainey Attorneys At Law PLLC

Long-term care planning, done before it is urgent


Elisa Dillard Rainey co-founded Rainey & Rainey with P. James Rainey. Her work focuses on estate planning, special needs planning and elder law, and she is committed to providing exemplary service to the people of Central Texas in long-term care planning and estate planning matters — including pour-over wills and living trusts.

Long-term care planning is the part of this practice most people put off, because it asks them to think about a version of their life they would rather not picture. Elisa's approach to that conversation is patient and concrete: what care actually costs in Central Texas, which assets are exposed, what a spouse at home is entitled to keep, and which documents have to exist before a hospital or a facility starts asking who can sign.

She also carries much of the firm's special needs work. When a family has a child or grandchild who receives public benefits, an ordinary inheritance can do real harm — disqualifying the person it was meant to help. Planning around that requires drafting that will still hold up when a caseworker reads it years from now, which is exactly the sort of detail Elisa is known for with clients.

Clients regularly mention how much time she gives them. One wrote after a signing: "Elisa spent a lot of time with us this morning answering all of our questions and making sure we understood everything. We walked out of the office feeling great about our plan and secure about our future."

Elisa practices from the firm's Waco office at 3809 W. Waco Drive. To arrange a consultation, call (254) 457-5083 or send us a message.

Practice focus

What Elisa handles


Planning documents, and the benefit rules that decide whether they work.

Client comments are published as written. Testimonials are not a guarantee, warranty, or prediction of the outcome of your matter, and results may vary depending on the facts of your case.

Contact us

Request a consultation with Elisa Rainey


Call (254) 457-5083, or send the form and we will call you back to set a time in Waco.